Emi Protect lets your dealer finance smartphones with secure device locking, automated reminders and fair, RBI-aligned recovery — so you get paid and customers stay happy.
One platform for retailers, distributors and customers — from enrollment to collection to recovery.
Device-owner grade locking that survives reboots, factory-reset attempts and network loss — the phone stays protected until the EMI clears.
Lock or release a financed phone in about a second via secure push — the moment a payment is missed, and again the moment it clears.
Freeze Facebook, Instagram, WhatsApp and other apps remotely to nudge a defaulting customer — lifted instantly on payment.
Disable outgoing calls and block USB data transfer on demand. Emergency calls always stay available.
See the device location on demand and force GPS on, so a financed phone can always be traced.
Push a branded EMI-reminder wallpaper or reboot the device remotely — full control from the retailer app.
Clear a customer’s forgotten PIN or pattern remotely so a paid-up device is never locked out.
Automated payment notices plus a spoken “please pay your EMI” voice reminder on the device — fewer defaults, fewer disputes.
Lock or unlock a phone by SMS from the retailer number, even when the device has no internet.
Pre-lock notice, grace period and dispute handling built in, plus emergency calls and a night-time no-lock window — fair and compliant.
Track collections, locked vs active devices, keys and dealer performance with clear, real-time reports.
Onboard a device from a single screen — scan to install, pair over WiFi, then claim by IMEI QR. No PC, works on any modern Android.
Ring a financed device at full volume even on silent, and show it on the map — locate a misplaced or dodged phone in seconds.
See which apps a customer actually uses, so you can pick the right apps to freeze when a payment slips — pressure that works.
The moment the last EMI clears, the customer can download a branded No-Objection Certificate from their app — proof of a paid-off, unlocked device.
Factory-reset protection binds the dealer, distributor and company Google accounts to every device — a wipe still needs one of your accounts to get past setup.
Every activation key is tracked end to end — allocate, transfer, and see dead-stock aging and per-retailer sell-through in one registry.
The retailer and distributor apps are guarded by a 4-digit MPIN, so device controls stay safe even if a staff phone is left unlocked.
The latest additions that our retailers asked for — smarter financing decisions, tighter control, and clearer proof.
No factory reset, no fresh setup. Secure a phone that's already in your customer's hand — and it now holds firm even on the toughest skins.
Every lock, unlock, ring and wallpaper push is logged with a live status — so you always know what reached the device and what didn't.
No hardware, no paperwork. Turn any Android phone into a financed device.
From one screen the customer scans a QR to install the app, pairs over WiFi, and you claim the device by its IMEI — done in minutes, no PC.
Add the down payment, tenure and monthly amount. The customer walks out with a working phone.
Payments are tracked automatically. Miss a due? Notice first, then lock — released instantly on payment.
Allocate licence keys to retailers across your region and earn on every device financed — with a dedicated distributor app and dashboard to manage it all.
Partner programme · applications reviewed before approval.Start selling phones on EMI with zero risk. Fill this in and we'll send you a free demo key on WhatsApp to try it out.
Download the retailer app to enroll and manage devices. The customer app installs automatically on the customer's phone during QR enrollment — no separate download needed.
Android APK · install from a trusted source. Need help? Call support at +919999572954.